New Century Publications

Home  |    About Us  |   NEW ARRIVALS  |    Order Form  |    Join Mailing List  |    Contact Us

Search For

Complete Catalogue - 2015-2016
in PDF format

    Economics and Commerce
Accounting Standards / Auditing
Agriculture
Banking, Finance and Insurance
Business Environment
Capital Market
Climate Change
Co-operatives
Communications
COVID-19
Development Economics
Disaster Management
E-commerce
Economic History
Economic Planning in India
Economic Reforms in India
Employment and Labour Welfare
Encyclopaedias/Dictionaries
Energy Security
Environment and Economics
Food Security
Foreign Direct Investment (FDI)
Foreign Exchange/Currency
Foreign Trade/External Sector
Global Financial Crisis/Global Recession
Globalisation
Goods and Services Tax (GST)
Governance / E-governance
Health
Human Development
Indian Economy: General
Indian Industry, Small and Medium Enterprises, Public Sector
Information and Communication Technology (ICT)
Infrastructure and Urban Development
International Economics
International Trade
Islamic Studies
Labour Economics
Micro Finance/Self-help Groups (SHGs)/Micro Credit
Micro, Small and Medium Enterprises (MSMEs)
Monetary/Credit Policy
Panchayati Raj
Public Finance, Fiscal Federalism, Government Budgeting, Taxation
Public-Private-Partnership (PPP)
Regional Development
Research Methodology
Rural Development and Poverty
Skill Development
Social Services/Human Welfare
Tourism
Urban Planning
Water Resources
WTO
    Management
Consumer Behaviour, Advertising and Consumer Protection
Corporate Governance
Entrepreneurship
Human Resource Management (HRM)
Human Resources Development (HRD)
Management - General
Management Ethics
Marketing
Media/Journalism
Mergers and Acquisitions
Project Management
Quality Management / TQM
Retail Management
Risk Management
Supply Chain Management
Working Capital Management
    Political Science
Central Asia
China
Defence and Security
European Union
Foreign Policy
Government and Politics
Human Rights
International Relations
Minority Studies
North Africa
South Asia
United States
West Asia
    Food Standards
Food Science
    Reference
Body, Mind and Spirit / Yoga
General Reference
    Women Studies
Women and Law
Women Empowerment
Women Studies / Gender Studies
    History
Indian History
    Law
Economic Laws
Intellectual Property Rights (IPRs)
Law - General
Torts
    Education - General
Education
   
    Geography
Human, Economic and Environmental
    Psychology
Clinical Psychology
Psychology
 
Micro Finance and Micro Enterprises in India
By Sanjeeb K. Jena

First Published : 2013
ISBN : 9788177083316
Pages : 278
Binding : Hardbound
Size : 5 x 9
Price : US$ 53
ABOUT THE BOOK

Most people living in rural areas of India draw their livelihood from agriculture and allied sectors. However, the growth and balanced development of other sectors such as industry and services is also necessary to sustain the growth of Indian economy in an inclusive manner.

Micro credit has emerged as a visible credit channel to the poor as their access to conventional credit channels is constrained by the requirement of collateral and high transaction cost. The target groups, therefore, broadly comprise small and marginal farmers, agricultural and non-agricultural labourers, artisans and craftsmen and other poor engaged in small businesses.

Micro enterprises in India provide livelihood, check rural-urban migration, generate export earnings and touch upon the lives of the remotest and most marginalized people. The needs, problems and potential of these enterprises differ not just with the nature of activity (weaving, knitting, wood-carving etc.), but also with the size, geographical location and organizational structure. Not only do micro enterprises generate the highest employment per capita investment, they also go a long way in checking rural urban migration by providing villagers and people living in isolated areas with a sustainable source of employment.


CONTENTS
     
1. Micro Finance and Micro Enterprises in Developing Countries
1.1 Contribution of Micro Enterprises
1.2 Micro Credit for Poverty Reduction
1.3 Micro Finance, Micro Enterprises and the Poor
1.4 Micro Enterprises for Women Empowerment
1.5 Challenges in Promoting Micro Finance and Micro Enterprises
1.5.1 Financial Sustainability
1.5.2 Market Penetration
1.5.3 Fragmentation
1.6 Role of Self-help Groups (SHGs)
1.7 Multiple Roles of Rural SHGs
1.7.1 SHGs as Micro Finance Institutions
1.7.2 SHGs as Networks for Rural Well-being
1.7.3 SHGs and Social Capital
1.7.4 SHGs and the Debt-Resource Hypothesis
1.7.5 SHGs and the Poverty-Environment Nexus
1.7.6 Women Support for SHGs
1.8 Use of Indigenous Knowledge for Micro Enterprises

2. Micro Enterprises in the Indian Context
2.1 Characteristics of Rural India
2.2 Role of Micro Enterprises
2.3 Entrepreneurship in India
2.4 Micro Finance for Poverty Eradication
2.5 Role of the Government
2.6 Policy Prescriptions

3. Poverty Dimensions in India
3.1 Facets of Poverty
3.1.1 Poverty is Hunger
3.1.2 Poor Health and Early Death
3.1.3 Loss of Childhood
3.1.4 Denial of Right to Basic Education
3.1.5 Powerlessness
3.2 Poverty Traps
3.3 Pro-Poor Growth
3.4 State-wise Variations in Poverty
3.5 Regional Poverty and Inequality
3.6 Effective Poverty Reduction Strategies
3.6.1 Development and Well-being
3.6.2 Beyond Material Well-being
3.6.3 Coherence between Definitions of Poverty
3.6.4 Building on Strengths and Potentials
3.6.5 People’s Decision-making
3.6.6 Sustainable Livelihood
3.6.7 Culture and Spirituality
3.7 Poverty and Informal Employment

4. Sustainable Livelihood Framework
4.1 What is Sustainable Development?
4.2 Conditions for Sustainable Livelihoods

5. Micro Finance and Self-help Groups (SHGs)
5.1 Supporting Vulnerable Groups through Micro Finance
5.2 Cluster Development Initiatives
5.3 Micro Enterprises and Poverty Alleviation
5.4 Micro Enterprises and Self-help Groups (SHGs)

6. Institutional Support for Micro Entrepreneurs
6.1 Cluster Approach for Micro Enterprises
6.2 Need for Government Intervention
6.3 Other Interventions
6.4 Government Initiatives under Different Plans
6.5 Institutions Promoting Handicrafts at National Level
6.5.1 Development Commissioner (Handicrafts)
6.5.2 Tribal Cooperative Marketing Development Federation (TRIFED)
6.5.3 National Bank for Agriculture and Rural Development (NABARD), Mumbai
6.5.4 Small Industries Development Bank of India (SIDBI), New Delhi
6.5.5 Coir Board, Ministry of ARI, Government of India, Kochi
6.5.6 Council for Advancement of People's Action and Rural Technology (CAPART)
6.5.7 National Centre for Design and Product Development, New Delhi
6.5.8 Export Promotion Council for Handicrafts, New Delhi
6.5.9 Council of Handicrafts Development Corporation, New Delhi
6.5.10 Khadi and Village Industry (KVIC)
6.5.11 National Backward Classes Finance and Development Corporation (NBCFDC)
6.6 Handicrafts Artisans Comprehensive Welfare Scheme
6.6.1 Bima Yojana for Handicrafts Artisans
6.6.2 Rajiv Gandhi Shilpi Swasthya Bima Yojana
6.6.3 Work shed for Handicraft Artisans

7. Role of Non-governmental Organizations (NGOs)
7.1 Significance of NGOs in the Informal Sector
7.2 Achievements of NGOs Relating to Women's Issues
7.2.1 Bharat Integrated Social Welfare Agency (BISWA)
7.2.2 Promotion of Non-Banking Financial Company (NBFC)
7.2.3 Product and Services
7.2.4 Micro Enterprises Development Approaches
7.2.5 Micro Marketing
7.3 Government-NGOs Collaboration

Appendix: Micro Finance and Micro Enterprises: A Case Study of Kalahandi, Balangir and  Koraput (KBK) Districts of Orissa
 
Bibliography

Index

ABOUT THE AUTHOR
     

Dr. Sanjeeb K. Jena is presently Lecturer in Commerce in Aeronautics College (affiliated to Berhampur University), Sunabeda, Odisha. A gold medalist of Utkal University in M.Com. (1990) examination, he obtained his M.Phil. and Ph.D. degrees also from the same university. He has published 16 research papers in referred national and international journals and also authored a book.

Dr. Jena worked in the area of finance with such organizations as Orissa State Housing Board, and UNICEF. He specializes in rural finance, rural development, and micro enterprises.


NEW CENTURY PUBLICATIONS
4800/24, Bharat Ram Road, Ansari Road, Daryaganj, New Delhi - 110 002 INDIA
Tel. : 91-11-23247798, 65396605, 43587398; Fax : 91-11-41017798; Mobile: 9811266355
E-mail : indiatax@vsnl.com
info@newcenturypublications.com
A creation of : Crux Infotech